If you are using financing to purchase a property, the loan payments are the recurring payments you will be required to make to your lender to repay your loan.

For amortizing loans, the loan payments include principal and interest payment portions. They may also include a recurring PMI payment, if required by your lender.

For interest-only loans, the loan payments consist of only the interest payment portion.

The loan payment amount does not include any additional escrow payments, such as property taxes or insurance. Those costs are included in the operating expenses instead.